IR Menu

Financial Highlights Report

Financial Highlights
2019 FQ1 YTD
3/31/2019
2018 FY
12/31/2018
2017 FY
12/31/2017
2016 FY
12/31/2016
2015 FY
12/31/2015
Balance Sheet ($000)
Total Assets 6,217,196 6,123,494 6,498,097 5,563,767 5,161,996
Total Net Loans 3,281,339 3,286,381 3,275,576 2,546,267 2,415,828
Total Deposits 4,567,893 4,425,030 4,515,447 3,533,076 3,455,407
Equity Attributable to Parent Company 758,033 731,291 754,140 518,274 444,062
Total Equity 758,033 731,291 754,140 518,274 444,062
Profitability (%)
Net Income($000) 18,817 74,138 54,312 49,349 43,997
Net Income Attributable to Parent($000) 18,817 74,138 54,312 49,349 43,997
ROAA 1.19 1.19 0.96 0.94 0.90
Core ROAA 1.24 1.30 1.07 0.93 0.94
ROAE 10.21 9.87 9.65 10.54 10.04
ROATCE 15.22 14.77 12.31 13.63 13.39
Core ROAE 10.61 10.80 10.75 10.41 10.44
Net Interest Margin 3.02 3.18 3.07 3.26 3.40
Reported: Net Interest Margin 3.07 3.18 3.07 3.26 3.40
Efficiency Ratio 54.06 49.90 50.36 55.42 57.41
Noninterest Inc/ Operating Rev 18.41 19.61 20.38 20.76 20.27
Balance Sheet Ratios (%)
Loans/ Deposits 72.36 74.87 72.96 72.36 70.38
Securities/ Assets 33.31 35.88 38.62 44.64 44.58
Total Equity/ Total Assets 12.19 11.94 11.61 9.32 8.60
Tangible Equity/ Tangible Assets 9.01 8.68 8.45 7.72 6.83
Tang Common Equity/ Tang Assets 9.01 8.68 8.45 7.72 6.83
Asset Quality (%)
NPAs/ Assets 0.49 0.70 0.16 0.27 0.63
NPA Excl Restructured/ Assets 0.30 0.60 0.07 0.16 0.41
NPAs & 90+ PD/ Assets 0.61 0.70 0.16 0.27 0.63
NPAs/ Loans & REO 0.91 1.29 0.32 0.59 1.33
Nonaccrual & 90+ & OREO/ Assets 0.43 0.60 0.07 0.16 0.41
NPAs & 90+ PD/ Loans & REO 1.15 1.29 0.32 0.59 1.33
NPA & Loans 90+/ Tangible Common Equity + LLR 6.75 7.95 1.90 3.43 8.88
NCOs/ Avg Loans 0.24 0.07 0.07 0.47 0.09
Loan Loss Reserves/ Gross Loans 0.73 0.82 0.63 0.70 0.81
Reserves/ NPAs 80.03 62.97 198.46 118.62 60.77
Loan Loss Provision/ NCO (47.17) 383.67 259 84.27 439.34
Capital Adequacy
Tier 1 Common Capital (CET1)($000) 561,566 568,283 570,610 461,158 368,865
Tier 1 Capital($000) 620,002 626,718 627,532 515,831 422,513
Tier 2 Capital($000) 124,437 127,316 121,000 117,458 20,593
Total Capital($000) 744,439 754,034 748,532 633,289 443,106
Total Risk-weighted Assets($000) 3,905,006 3,848,311 3,893,691 3,150,210 2,901,083
Tier 1 Common Capital (CET1) Ratio(%) 14.38 14.77 14.65 14.64 12.71
Tier 1 Ratio(%) 15.88 16.29 16.12 16.37 14.56
Total Capital Ratio(%) 19.06 19.59 19.22 20.10 15.27
Liquidity Coverage Ratio(%) NA NA NA NA NA
Leverage Ratio(%) 10.18 10.64 11.16 9.46 8.61
Basel III Leverage Ratio(%) NA NA NA NA NA
Per Share Information ($)
Common Shares Outstanding(actual) 33,718,079 33,724,749 35,000,333 29,261,000 27,336,750
Avg Diluted Shares(actual) 33,846,000 35,116,000 30,047,000 27,247,000 27,382,000
Basic Book Value per Share 22.48 21.68 21.55 17.71 16.24
Book Value per Share, As Reported 22.48 21.68 21.55 17.71 16.25
Basic Tangible Book Value per Share 16.02 15.19 15.14 14.43 12.66
Tangible Book Value per Share, As Reported 16.02 15.19 15.14 14.43 12.65
Common Dividends Declared per Share 0.30 1.20 1.10 0.96 0.92
EPS after Extra 0.56 2.11 1.81 1.81 1.61
EPS after Extra Growth(%) 21.70 16.60 (0.30) 12.90 65.70
Core EPS 0.58 2.31 2.02 1.79 1.67
Core EPS Growth(%) 5.70 14.50 12.50 7.20 15
Diluted EPS before Amortization 0.60 2.26 1.88 1.89 1.69
Pre-Provision Earnings per Share 0.49 2.19 1.71 1.59 1.43
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.
Copyright 2019, © S&P Global Market Intelligence  Terms of Use